If you’re self-employed or your income is irregular,
I’d strongly encourage you to pick up this book...
— Liz Pulliam Weston, personal finance columnist
3D cover-The Money Book Kiernan D'Agnese

The Money Book for Freelancers, Part-Timers, and the Self-Employed is the only comprehensive system for earning, spending, saving, and surviving as an independent worker. At the heart of the book is a simple method that any beginning freelancer can embrace and put into place from Day 1.

If you are an independent worker, take a moment and ask yourself:

  • Who is planning for your retirement?

  • Who covers your expenses when clients flake out and payments are late?

  • Who is setting money aside for your taxes?

  • Who is responsible for your health insurance?

Take a good look in the mirror: You are.


Other options:


"I am going to read and reread until this book is in tatters, and then buy another copy. I've been self-employed as a writer for nearly 20 years, and never have I come across financial advice that's as helpful and inspiring as the advice in this wonderful book. It's clear, it's concise, it's logical, it's broken down into steps that you can follow... and it's empowering to read. I can't say enough good things."  —Nancy Werlin, New York Times Bestselling author


"A wonderful resource. A little over two years ago, I quit my day job and started writing full time. I went from having a retirement plan and benefits and a regular paycheck to none of those things, unless I provided them for myself. Now I get paid two or three times a year, if I'm lucky, and it's hard to correctly budget for that. I wish I would have had this book in the beginning. I plan on applying the ideas I learned from it immediately." —April Henry, New York Times Bestselling author


"The Money Book for Freelancers, Part-Timers, and the Self-Employed is the book ALL independent workers need to survive and thrive financially in what is clearly becoming a freelance-powered economy. The system that D'Agnese and Kiernan have put together is brilliant. It's simple and easy to implement, regardless of your current financial knowledge. Best of all, it works! I've already implemented a few of their ideas and am getting great results. And, get this—you'll actually have fun reading it. In fact, I think this is the first personal finance book that has made me laugh! The authors' voices and personalities really come through, and they keep you engaged and entertained all the way to the end. I can't recommend this book highly enough!" —Ed Gandia, Co-author of The Wealthy Freelancer: 12 Secrets to a Great Income and an Enviable Lifestyle

“This is it. The book that changed everything. I was, and still am, carving out a decent enough living as an opera singer, but every month there would be too many days and not enough money. My financial existence was hand to mouth. I was singing at Glyndebourne Opera House at the time, and earning a good living, and with the daily routine that chorus life gave me, I found myself researching how to alleviate the stress of a freelance career. This book is an AMAZING start to getting hold of your finances so they no longer have a hold on you… Do your finances stop you from taking certain jobs? Does the financial pressure of being a performer take its toll and make you doubt your chosen profession? READ THIS BOOK. It won’t be instant, it will take hard work and dedication, but I promise it will be worth it.”

Through trial and error, veteran freelancers D’Agnese and Kiernan
worked out a money-management system that allowed them to save for emergencies and retirement, pay off debt, buy benefits, cover their taxes and survive the droughts in business that seem an inevitable part of working for yourself. They convey all this in a book that’s irreverent and hugely entertaining.
— MSN Money